Tim,
I have the same delema. I wear Bifocals for every day use but do not have RX sunglasses. I wear contacts for hunting and don’t have a problem with the lack of magnifier. Just this last year or so I got more “serious” about trout fishing and realized how important polarized lenses are so I tried step 1: “fitovers” style and they work OK but my wife does not allow me to wear them in public places. I got a kick out of your AARP card reference. This option is also not very comfortable for me.
Moving to step 2: I just ordered a set of Costa 580g with silver mirrors and will try fishing with contacts for a while. I had a hard time finding these to try on anywhere. All of the dealers Costa had listed claimed to only carry them online. I took a gamble and ordered a pair of “Jose” frames. If it does not work out perhaps someone from the board will get a heck of a deal on them?
I can’t wait to try them.