Camera Insurance….I know
- This topic has 6 replies, 3 voices, and was last updated May 6, 2008 at 6:09 pm by
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I know this has been covered many times before, and sorry to bring it up again, but I just can’t seem to find someone that will insure my photo gear.
www.mattjonesphotography.com
Matt,
I do not know why that agent is giving you hell. I too have State Farm, everything from life, car, renters, and a private policy covers my wife’s ice, our computers, etc. I was able to cover anything I wanted to on the private policy w/o proving I was a pro. in that given field. You may try another agent w/ State Farm. If it will help, you can sell me your worst photo for one dollar; then you will be a paid professional!Sorry to all you guys doing it for a living, just trying to help a brother!
The one thing that may have helped me is what they call a line discount, I think. It basically means that all of my insurance needs are covered by them, and maybe they allowed some slack.
BTW, you still in Dallas?
DustyNo, he’s right, if he doesn’t have a homeowners or renters policy they aren’t going to be able to give him the coverage because that stuff is done as a floater on another policy not as a stand alone deal (at least for a non professional).
If that is the case, Matt, get a renter’s policy. Even if you do or do not have anything worth covering to that amount, at least you get your gear covered. I pay 12 or 13 bucks/month for $15,000 coverage. I remember the term now; W/ Sate Farm it is called a multi-line discount.
Just a thought: You are a pro. fisherman, do pro. fishermen/guides not need cameras even if they are not pro. photogs? Every guide I ever worked with had camera gear. It may all be in the wording!
Dusty
No, he’s better off with the floater on the renters policy because the pro policy will be a lot more expensive.
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